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Independent insurance solutions for challenging coverage areas, personal and commercial.

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Personal Insurance

Protect your home - we specialize in high value home insurance.

Comprehensive coverage for your for all commercial risk.

Safeguard your property with tailored insurance solutions.

Commercial Insurance
Excess Fire Insurance

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Your trusted partner in securing challenging insurance solutions for personal and commercial needs.

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brown wooden hotel beside trees during daytime
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a ski lift is in the sky above a building

Insurance Solutions Tailored

Independent brokerage offering personal and commercial insurance for challenging coverage needs.

Personal Insurance Options
A commercial property featuring two buildings with metal roofs, situated in an industrial area. Several parked vehicles, including vans and cars, are seen near the buildings. The surroundings are well-maintained with greenery and clear weather with blue skies and clouds in the background.
A commercial property featuring two buildings with metal roofs, situated in an industrial area. Several parked vehicles, including vans and cars, are seen near the buildings. The surroundings are well-maintained with greenery and clear weather with blue skies and clouds in the background.

High value, short-term rentals, earthquake, and excess fire coverage tailored for you.

A white water tower with the text 'Burns & Wilcox' is prominently displayed against a clear blue sky. The tower is surrounded by tree branches with budding leaves, and an American flag is mounted on the tower.
A white water tower with the text 'Burns & Wilcox' is prominently displayed against a clear blue sky. The tower is surrounded by tree branches with budding leaves, and an American flag is mounted on the tower.
A tall building with an intricate architectural design and a large advertisement painted on one of its walls for the Commercial Union Assurance Company. The facade features numerous windows in a symmetrical pattern, and the structure has a historic, early 20th-century appearance.
A tall building with an intricate architectural design and a large advertisement painted on one of its walls for the Commercial Union Assurance Company. The facade features numerous windows in a symmetrical pattern, and the structure has a historic, early 20th-century appearance.
Commercial Insurance Plans

Comprehensive coverage for homeowners associations, restaurants, contractors, and commercial properties.

CA Fair Plan insurance available for high-risk properties needing reliable coverage solutions.

CA Fair Plan

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gray road between green trees during daytime
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